Cd Rates 2025 Today 2025 . But locking in a longer rate guarantee may be smarter. The highest cd rate for september 2, 2025 is 5.92% from merchants bank of indiana for 12 months.
    
 
 
 โ explore the top cd rates today and learn how economic trends can affect your rate. The federal reserve kept the federal funds rate at its current level of 5.25% to 5.50% at its meeting that ended july 31, as was expected.
 
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