For 2025 The Part D Initial Deductible Is

For 2025 The Part D Initial Deductible Is. The deductible is the amount a beneficiary must pay for covered drugs before the plan starts to pay. Under the standard drug benefit, once you and your plan spend $5,030 combined on drugs (including deductible) in 2025, you’ll pay no more than 25% of the cost for prescription.

The initial deductible is $545. You stay in the initial coverage stage until your total drug costs.